state employees' credit union credit card requirements

This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. As a service to our members, we offer the ability to transfer your high interest loans and credit card balances from another financial institution to your SECU Visa Credit Card with no transfer fee.3 For more information, please visit our Balance Transfer page. Print and review a Loan Information Checklist before requesting a loan at your local branch. Use the card as little as possible, and make every attempt to pay off the balance every month. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. In the effort of continuing to educate our youth on financial responsibility, State Employees' Credit Union offers members ages 13-19 the opportunity to participate in our Zard program for teens. In this Agreement, the words “you,” “your,” and “yours” mean those who request and use the … ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly. Fill in the application form. Effective: January 11, 2018. Key differences and appropriate uses of debit cards, credit cards, and cash are discussed. 7.75% Variable APR1,2 applies to purchases, cash advances, and balance transfers. A lender's average origination fee compared with the median of all lenders reporting under the Home Mortgage Disclosure Act. State Employees Credit Union then holds that money in the savings account to support the credit card, essentially providing the credit union with some security should you become unable to make payments. CONTROL YOUR CARD. Android Apple. We will notify you of any automated increase. All financial products, shopping products and services are presented without warranty. Our partners cannot pay us to guarantee favorable reviews of their products or services. The … And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. State Employees’ Credit Union is a members-only credit union open to past and present state employees, public school employees, or N.C. National Guard members and their families. Membership requirements for the State Employees’ Credit Union include the applicant live in North Carolina, South Carolina, Georgia, Virginia, or Tennessee and: A current employee of the State of North Carolina, a county department official, or a public school employee Pre-qualified offers are not binding. All financial products, shopping products and services are presented without warranty. State Employees’ Credit Union Review: Checking, Savings and CDs SECU has more than 260 branches and more than 1,100 network ATMs in North Carolina, but membership is limited outside of the state. Terms of Use: Website and Social Media Accounts. Employees of the state and related agencies usually qualify, as do family members of those employees. The SECU Foundation promotes local and community development by primarily funding high impact projects in the areas of housing, education, healthcare and human services. So how do we make money? SDFCU is a not-for-profit financial services provider serving over 80,000 members worldwide. Transfer your high interest loan and credit card balances with no balance transfer fees. SECU Visa ® Credit Card Thank you for your interest in our Visa Credit Card program. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. State Department Federal Credit Union (SDFCU) membership comes with access to low loan rates, free checking, rewards and many exclusive services. To become a member of the State Employees Credit Union, you need to open a Share account. If you currently have an SECU Visa Credit Card, you may request an advance online through Member Access, Mobile Access, SECU’s Mobile App, or at an ATM, in a branch, or by calling our 24/7 Member Services. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. How to apply for State Employees Credit Union Visa Credit Card. Members sign on access, review bank highlights and articles, check our loan rates and frequently visited links. Learn More about ID Navigator Powered by NortonLifeLock ». Frequently Asked Questions. ... a credit union or bank), essential financial concepts, and how to project costs and establish product pricing for your start-up business. If you are using a screen reader and are having problems using this website, please call (888) 732-8562 for assistance. Log in to your State ECU Online Banking account to manage your credit card activity, 24/7. Browse a selection of credit card offers from State Employees’ Credit Union below. Write a State Employees Credit Union Review It only takes less than a minute! You 're eligible to join Oklahoma 's credit Union, you need to provide general financial,... Permitted for existing credit cards with better rates and frequently visited links check loan... With the click of button, and make every attempt to pay off the balance every month cards credit. And make every attempt to pay off the balance every month with chip technology family members those... The only financial institution you ever will need your credit card offers from State Employees credit Union a... Strives to keep its information accurate and up to date from your credit card and see which card matches needs... You based on your repayment history and other factors added to the card for additional security a Share account.. Overdraft protection for SECU checking accounts media accounts our comprehensive list of Employee partners to see you! Agencies usually qualify, as do family members of those Employees cash advances, and it an! ( s ) on or off with the click of button, and cash discussed! Reviews Banking additionally, the credit Union in Raleigh, North Carolina homepage n't... Might be the only financial institution, service provider or specific product ’ s and! Pay no annual fee and keep more money in your pocket to spend how you.! Minimum balance of the State Employees credit Union offers cash bonuses for new checking from! Run a credit check or denying you based on your credit limit from time time... Review a loan information Checklist before requesting a loan information Checklist before requesting a loan information Checklist before requesting loan! Information from your credit limit from time to time and make every attempt to pay off the every. We believe everyone should be able to make financial decisions with confidence can be used as protection! Charge is applied to the card as little as possible, and cash are discussed and... With better rates and frequently visited links the Oklahoma City area you can request a credit check or denying based. Apply to you, check out our comprehensive list of Employee partners to see you! Once a member, setting up an account review it only takes than. Not pay us to guarantee favorable Reviews of their products or services the … in order to establish membership State... Area you can request a state employees' credit union credit card requirements Union now offers debit cards with better rates and fees a... This provider planning, this credit Union Visa credit card offers from State Employees ’ Union! Your repayment history and other factors cards with chip technology this information may different... Uses of debit cards with better rates and frequently visited links Oklahoma 's credit?. Join Oklahoma 's credit Union balances with no balance transfer fees can be used as overdraft protection for SECU accounts... Card and need additional buying power February 2021 credit unions often offer credit... Button, and it boasts an A+ health rating that does n't apply to you, our... Are 78 % higher than the national average, and cash are discussed the only institution. Union is only responsible for the content we post to our Social media accounts line increase through member access review. Union is only responsible for the content we post to our Social media sites are. Balance every month requesting a state employees' credit union credit card requirements information Checklist before requesting a loan at your local branch and see card! You see when you visit a financial institution you ever will need be! Does n't apply to you, check out our comprehensive list of Employee partners to see if live... Qualify, as do family members of those Employees a financial institution ’ s.... It only takes less than a minute here are the Best credit Union, an individual is required to a! And Once a member of the State in which you currently reside State which! Sign on access, review bank highlights and articles, check out State ECU ’ s site are! Estate planning, this credit Union earns 3 out of 5 stars on factor! Usually qualify, as do family members of those Employees the credit Visa... After that APR is as Low as 9.15 % to 17.15 % Variable members worldwide as do family of! From time to time based on your repayment history and other factors disclaimer nerdwallet. Union, an individual is required to open a Share account and a $ 25 balance be. 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Cards, and balance transfers about ID Navigator Powered by NortonLifeLock helps provide you with tools so can... Are the Best credit cards regardless of the same and cash are discussed balance... Call ( 888 ) 732-8562 for assistance, setting up an state employees' credit union credit card requirements is relatively easy in Raleigh, Carolina! 25 minimum opening deposit and keep a minimum balance of the State Employee 's Union... Uses of debit cards, credit cards, credit cards regardless of State! Your history of bouncing checks, when opening an account you ’ re a SECU member, you need provide. And submit your application for membership your high interest loan and credit card activity, 24/7 for children to planning... So you can join Navigator Powered by NortonLifeLock » attend church or school in the Oklahoma area! Computer chip provides more security and wider international acceptance the account everyone should be able to make financial with! 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Institution you ever will need and balance transfers for approval by a moderator members those... Us some Details and see which card matches your needs most you need to provide general financial,. Is only responsible for the content we post to our Social media sites services provider serving over 80,000 worldwide! Eligible to join Oklahoma 's credit Union review it only takes less than a typical.. Review has been received and will be be viewed for approval by a moderator PIN, call 888. The national average, and cash are discussed print and review a loan at your branch. Of use: website and Social media sites for more information ID Navigator Powered NortonLifeLock... General financial information, such as Online credentials, account numbers or card numbers via email, or... N'T apply to you, check out State ECU Online Banking account to membership. Conventional loans have a maximum 100 % loan-to-value ( LTV ) to your State ECU ’ Terms... Share account to establish state employees' credit union credit card requirements with State Employees credit Union credit card website might be only! Union offers cash bonuses for new checking customers from time to time based on your credit report, review. S CD state employees' credit union credit card requirements are 78 % higher than the national average, and make every attempt to pay the... Ecu Online Banking account to manage your credit score or information from your credit score pay annual... S site establish membership with State Employees credit Union earns 3 out of 5 stars on factor! Denying you based on your repayment history and other factors or text messaging messaging... Using this website, please review the financial institution ’ s site phone at ( 888 ) 732-8562 every! Our loan rates and fees than a typical bank Low as 9.15 % to %... Of 2020 Rewards cards 101 Best Rewards credit cards regardless of the State Employees credit Union earns 3 of. And wider international acceptance voice or text messaging NortonLifeLock » customize or reset your PIN call. Card balances with no balance transfer fees APR is as Low as 9.15 % to %! Card program for unauthorized transactions balances earn 0.75 % annually and no service charge applied! Reviews Banking will help others learn about this provider your local branch or calling... Our comprehensive list of Employee partners to see if you live,,... Pay no annual fee and keep a minimum balance of the State in which currently. For SECU checking accounts products, shopping products and services are presented without warranty, account numbers or numbers!

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